Secure Your Small Business Loan Online Quickly & Easily
Deepshikha Finance Small Business Loan
Welcome to the hassle-free way to boost your business’s growth. At the core of every successful small business is a dream backed by the courage to grow. And what better way to cultivate that growth than with our specially designed Small Business Loans!
No Running Between Banks
Goodbye to endless bank visits. With our online process, apply from the comfort of your office or home.
Online Process
A fully digitalized application process that saves you time and spares you the paperwork.
Fast Approval
Get quick approvals for your business financing needs and maintain your business momentum.
Easy Repayment Options
Flexible repayment plans that adapt to your business cash flow and financial structure.
Lowest Processing Fee
Our processing fee starts at 1% which is lowest in the industry.
No unnecessary calls
We know unnecessary calls are frustrating. We don’t bother our clients with unnecessary calls.
Small Business loan eligibility
| Loan Amount: | Secure and funding from ₹1 Lakh up to ₹1 Crore, based on eligibility requirements. |
| Flexible Tenure: | Choose a payment plan ranging from 12 months up to 60 months to match your business’s financial cycle. |
| Competitive Interest Rates: | Benefit from interest rates starting as low as 8.5%* per annum. |
| Age: | 21 – 65 years |
| Business Type: | Corporations, Sole Proprietors, Private Companies in trade, production, or services |
| Experience: | At least 3 to 5 years in business with a minimum turnover requirement of ₹2,00,000 per month. |
| Financials: |
Documented proof of your business stability. |
| Swift Disbursal: | With our streamlined process, the funds could be in your account in just 2-7 business days*. |
Small Business loan processing fee
Processing Fees: 1 – 2.5%, determined by your loan eligibility. Invest in your business’s future today for as little as 1 – 2.5% in processing fees, a small price to pay for unlocking the door to boundless growth opportunities and financial success.
*Terms and Conditions Apply. Interest rate and loan approval are subject to eligibility and creditworthiness. And the disbursal time may vary.
Small Business Loan Process
1. Submit Your Application:
Get started by filling out our online form and providing the necessary documentation.
2. We Match You:
Our experts will review your profile and match your business with banks that can offer the best rates.
3. Relax, While We Handle the Rest:
We take care of the loan approval process, so you can focus on what you do best—running your business.
Business loan eligibility documents
| Personal KYC | A PAN card for identity verification. |
| Address Proof | Any valid proof of residence, such as a Rent Agreement, Driving License, or Aadhar Card. |
| Bank Statements | The last 6 months of current account bank statements for financial assessment. |
| Business KYC | GST certificate or establishment certificate |
| Financials | Audited ITR, GST, and financial statements for loans > 20 Lakhs. |
Ready to Take the Next Step?
Whether you’re launching a startup or expanding an established enterprise, access funds from ₹1 Lakh to ₹1 Crore at competitive rates starting as low as 8.5% p.a.. No more running between banks—enjoy our fully Online Process with Fast Approval and get back to business in no time.
Other Business loans
Business Loan
Unsecured Business Loan
MSME Loan
Project Loan
Equipment Loan
Commercial Vehicle Loan
Frequently Asked Questions (FAQs)
How do I apply for a Small Business Loan?
Applying for a loan is straightforward and completely online. Simply click on the Apply Now button, fill in the required information, and submit your documents digitally. Our team will review your application and get in touch with you for further steps.
What are the interest rates for Small Business Loans?
Our interest rates start at 8.5% per annum. The final rate offered to you can vary based on your business profile, creditworthiness, and loan amount.
How long does it take to get the loan approved?
Our fast approval process ensures that your loan application can be approved within 48 hours of submitting all required documents, provided everything is in order.
Is collateral required to secure a Small Business Loan?
Depending on your need we provide both secured and unsecured Small Business Loans.
Can I apply for a loan if my business is not yet profitable?
We require businesses to have a minimum monthly turnover of ₹2,00,000. If your business meets this financial criterion along with our other eligibility requirements, you can apply for a loan.