Fast approved business loan from the best bank
Deepshikha Finance Business Loan
Welcome to the hassle-free way to boost your business’s growth. Our business loan solutions offer flexibility, speed, and convenience tailored for Indian business owners like you.
No Running Between Banks
Goodbye to endless bank visits. With our online process, apply from the comfort of your office or home.
Online Process
A fully digitalized application process that saves you time and spares you the paperwork.
Fast Approval
Get quick approvals for your business financing needs and maintain your business momentum.
Easy Repayment Options
Flexible repayment plans that adapt to your business cash flow and financial structure.
Lowest Processing Fee
Our processing fee starts at 1% which is lowest in the industry.
No unnecessary calls
We know unnecessary calls are frustrating. We don’t bother our clients with unnecessary calls.
Business loan eligibility
| Loan Amount: | Secure and unsecure funding from ₹1 Lakh up to ₹100 Crore, based on eligibility requirements. |
| Flexible Tenure: | Choose a payment plan ranging from 12 months up to 60 months to match your business’s financial cycle. |
| Competitive Interest Rates: | Benefit from interest rates starting as low as 8.5%* per annum. |
| Swift Disbursal: | With our streamlined process, the funds could be in your account in just 2-7 business days*. |
Business loan processing fee
Processing Fees: 1 – 2.5%, determined by your loan eligibility. Invest in your business’s future today for as little as 1 – 2.5% in processing fees, a small price to pay for unlocking the door to boundless growth opportunities and financial success.
Business Loan Process:
1. Submit Your Application:
Get started by filling out our online form and providing the necessary documentation.
2. We Match You:
Our experts will review your profile and match your business with banks that can offer the best rates.
3. Relax, While We Handle the Rest:
We take care of the loan approval process, so you can focus on what you do best—running your business.
Business loan eligibility documents
| Personal KYC | A PAN card for identity verification. |
| Residential Proof | Any valid proof of residence, such as a Rent Agreement, Driving License, or Aadhar Card. |
| Bank Statements | The last 6 months of current account bank statements for financial assessment. |
| Business Verification | Your GST Registration Certificate or Business PAN Card. |
Unlock Your Business’s Potential Today
With our easy business loans, you can unlock your business’s potential and take it to the next level. Whether you are looking to expand, purchase new equipment, or need working capital, we have got you covered. Don’t let financing be a barrier to your business growth – apply now and see how far we can take you!
Other Business loans
Small Business Loan
Unsecured Business Loan
MSME Loan
Project Loan
Equipment Loan
Commercial Vehicle Loan
Frequently Asked Questions (FAQs)
What qualifies me for a business loan?
Eligibility criteria include the age of your business, annual turnover, creditworthiness, and the documentation required as per our policy. Indian business owners with a business operational for more than 1 year are welcome to apply.
How long does it take to receive the loan amount?
Once approved, the loan amount is typically disbursed to your account within 1 – 2.5% business days, depending on your bank’s processing time.
Are there any hidden fees?
Transparency is our policy. The only fee you are subject to is the processing fee, which ranges between 1 – 2.5%% based on your loan eligibility. There are no hidden charges.
Can I repay the loan before the tenure ends?
Yes, you can! We support early repayment and do not charge any prepayment penalties for loans repaid before the agreed tenure.
How is my loan amount determined?
The loan amount is determined based on your business’s financial health, creditworthiness, and the information provided in your application. We offer loans from ₹1 Lakh up to ₹100 Crore.