Elevate Your Business with Tailored Project Loans from Deepshikha Finance
Deepshikha Finance Project Loan
Deepshikha Finance introduces a streamlined approach to securing project loans, designed to propel your business projects forward without financial hurdles. Whether you’re embarking on a new venture or expanding existing operations, our project loans offer the robust support your business needs to thrive.
No Running Between Banks
Goodbye to endless bank visits. With our online process, apply from the comfort of your office or home.
Online Process
A fully digitalized application process that saves you time and spares you the paperwork.
Fast Approval
Get quick approvals for your business financing needs and maintain your business momentum.
Easy Repayment Options
Flexible repayment plans that adapt to your business cash flow and financial structure.
Lowest Processing Fee
Our processing fee starts at 1% which is lowest in the industry.
No unnecessary calls
We know unnecessary calls are frustrating. We don’t bother our clients with unnecessary calls.
Project loan eligibility
| Loan Amount: | Secure and unsecure funding from ₹1 Lakh up to ₹10 Crore, based on eligibility requirements. |
| Flexible Tenure: | Choose a payment plan ranging from 12 months up to 60 months to match your business’s financial cycle. |
| Competitive Interest Rates: | Benefit from interest rates starting as low as 8.5%* per annum. |
| Swift Disbursal: | With our streamlined process, the funds could be in your account in just 2-7 business days*. |
Project loan processing fee
Processing Fees: 1 – 2.5%, determined by your loan eligibility. With Deepshikha Finance’s Project Loan, embarking on new ventures or expanding your existing operations becomes a reality, facilitated by our minimal processing fees. Ranging from just 1 to 2.5%, these fees are tailored according to your loan eligibility, ensuring that accessing the capital you need for your project is both affordable and straightforward..
*Terms and Conditions Apply. Interest rate and loan approval are subject to eligibility and creditworthiness. And the disbursal time may vary.
Project Loan Process
1. Submit Your Application:
Get started by filling out our online form and providing the necessary documentation.
2. We Match You:
Our experts will review your profile and match your business with banks that can offer the best rates.
3. Relax, While We Handle the Rest:
We take care of the loan approval process, so you can focus on what you do best—running your business.
Project loan eligibility documents
| Personal KYC: | A PAN card for identity verification. |
| Residential Address Proof | Any valid proof of residence, such as a Rent Agreement, Driving License, or Aadhar Card. |
| Bank Statements: | The last 6 months of current account bank statements for financial assessment. |
| Business Verification: | Your GST Registration Certificate or Business PAN Card. |
Kickstart Your Project Today
With Deepshikha Finance’s project loans, transforming your business vision into reality has never been easier. Our tailored financial solutions are designed to support your projects from inception to completion. Apply now and let us help you achieve your business milestones with ease.
Other Business loans
Business Loan
Small Business Loan
MSME Loan
Unsecured Business Loan
Equipment Loan
Commercial Vehicle Loan
Frequently Asked Questions (FAQs)
What is a Project Loan?
A project loan is a financial tool designed to provide funding for specific projects, such as construction, expansion, or the acquisition of capital goods. It’s tailored to support businesses in implementing their project plans by offering necessary capital under specific terms and conditions.
Who is eligible for a Project Loan?
Project loans are available to businesses and entrepreneurs who meet certain criteria, including a stable financial history, a clear project plan, and the ability to repay the loan. Eligibility also depends on the applicant’s creditworthiness and the viability of the project.
What are the eligibility requirements for a Project Loan?
Eligibility for a project loan includes having a viable project plan, being within the age range of 21 to 65, having a business with a stable income, and meeting our financial criteria, including credit score and business performance.
What documents are required to apply for a Project Loan?
The required documents for a project loan application include personal KYC (PAN card for identity verification), residential proof (any valid proof of residence), the last 6 months of current account bank statements, and business verification documents (GST Registration Certificate or Business PAN Card).
How much can I borrow with a Project Loan?
You can secure funding from ₹1 Lakh up to ₹10 Crore with a project loan from Deepshikha Finance, depending on your eligibility, project requirements, and repayment capacity.
What is the interest rate for a Project Loan?
The project loan interest rate starts as low as 8.5% per annum. However, the final rate may vary based on the project’s risk profile, loan amount, tenure, and the applicant’s creditworthiness.